To eliminate or reduce the risk of flooding, you can use the amounts stipulated for emergency and temporary work and the amounts stipulated for damage caused to your residence or building or to the essential access road to:
- immunize your residence or building;
- move your residence or building;
- use the funds as a departure allowance to rehouse yourself and demolish the residence or building that sustained damage
You will receive financial assistance equivalent to 100% of the reasonable expenses incurred. .
However, such assistance is limited to the value of the damage and cannot exceed the new cost of your residence or building for the attendant damage, or a maximum of $200 000 ($265 000 in the case of a principal residence comprising a dwelling unit), except for the amounts stipulated for emergency and temporary work.
Additional assistance equivalent to reasonable expenses incurred may be granted for the services of professionals such as engineers or surveyors in order to choose between immunizing or moving your residence or building or using the departure allowance.
Additional financial assistance equivalent to reasonable expenses incurred is also granted for demolition, the elimination and burying of debris and the backfilling of any property on your lot, including its foundations. You must obtain two bids to have the work carried out by entrepreneurs who possess a licence form the Régie du bâtiment du Québec. Receipts must be submitted.
Immunization of the residence
Immunization consists in applying measures to protect your residence or building to avoid damage caused by flooding.
When your municipality’s planning by-laws require the immunization of your residence or building, financial assistance equivalent to 90% of reasonable expenses incurred for the work and expenses stipulated in the report of an engineering firm will be granted in addition to the indemnities stipulated for reconstruction work (see Table 3).
Before you commence the work, you must submit the following documents to the Minister:
- the necessary permits;
- the drawings and specifications prepared by an engineering firm
- at least two bids from entrepreneurs who possess a valid licence from the Régie du bâtiment du Québec authorizing them to perform such work.
Moving the residence
Financial assistance can be granted to move your residence or building on the same lot or another lot to ensure its long-term safety. The residence or building must be moved in the same municipality or in an adjoining municipality.
Eligible work and expenses:
- for the purchase of a new lot, the assistance granted cannot exceed the value of the old lot at the time of flooding (municipal assessment);
- notarial fees related to the purchase of the new lot;
- the certificate of location of the new lot;
- the permit required to transport the residence or building and its installation on the new site;
- the transportation of the residence or building, including the disconnection, raising, loading, signalling and moving of cables;
- new foundations, including excavation, backfilling and the elimination of excavated materials;
- the reinstallation of the main and auxiliary heating systems, the air exchange system and its ducts and the air conditioning system if it is essential for the rental of the dwelling unit in the building of which you are the owner-resident;
- the septic system and artesian well if the residence cannot be connected to municipal networks.
You must eliminate the residual foundations in order to ensure individual safety and provide the municipality’s attestation of compliance.
If you prefer to be rehoused in a new residence or building and demolish your flooded residence or building, an allowance is provided to:
- demolish your flooded residence or building;
- eliminate the residual foundations to ensure individual safety.
You must provide the municipality’s attestation of compliance showing that you completed the work.
Receipts must be submitted.
If it is impossible to repair or rebuild
When your municipality’s planning by-laws do not allow you to repair damage to your residence or building or its reconstruction, financial assistance corresponding to the new cost of your residence or building, up to a maximum of $200 000, could be granted as a departure allowance.
If you opt to move your residence or building, the financial assistance granted is equivalent to the sum of the damage and reasonable expenses incurred (see the eligible expenses and work in the “Moving the residence” section), without exceeding the new cost of your residence or building, nor the maximum amount of $200 000. If your residence comprises a dwelling unit, the maximum financial assistance could be $265 000.
Additional assistance, equivalent to reasonable expenses incurred, is also granted for emergency and temporary work.
A copy of your renovation permit application and the municipality’s response is required.
Moving a residence or departure allowance: transfer to the municipality of the lot
If you transfer to the municipality for $1 the lot on which your residence is located, you will receive assistance equivalent to the value of the standardized municipal assessment of the lot at the time of flooding, up to the maximum stipulated.
Such assistance, excluding that in respect of movable property, accommodation and supplies, moving or storage, decision support (engineer, surveyor), demolition expenses, emergency and temporary work, cannot exceed $250 000 (owner of a principal residence used solely for this purpose) or $325 000 (owner of a principal residence comprising a dwelling unit or used to operate your business).
Moreover, you must:
- demolish or move to another lot all of the other property located on your lot, including the foundations;
- submit a resolution in which the municipality undertakes to acquire the lot;
- submit documents that confirm the transfer to the municipality of the lot.
Other risk mitigation measures
You could receive financial assistance equivalent to 90% of reasonable expenses incurred, without exceeding the new cost your residence or building or the maximum of $200 000 ($265 000 in the case of a principal residence comprising a dwelling unit) to implement the following eligible measures:
- the purchase of a sump pump;
- moving a furnace, water or service box above the flood threshold;
- all of measures warranted by public security.
Receipts must be submitted.